Welcome to RamRastogi.com. I have created this personal website to share my thoughts and industry insights in the digital payments space. I hope you will enjoy my posts and enjoy the curated information for your business benefits.


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My thoughts on The Digital Future and Financial Inclusion.

Recent Posts

  • How much a fraud costs banks?

    July 17, 2019 by

    Every dollar of fraud now costs banks and credit unions roughly $2.92 — a 9.3% increase over 2017. As worldwide card fraud continue to rise , it is fundamental that the payments industry steps up to the challenge to prevent further data breaches and losses. One of the key elements of keeping data secure is PCI… Read more

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  • Road Map for Digital Payments in India

    June 20, 2019 by

    The Reserve Bank of India has defined a vision for digital payments from 2019 to 2021, to “empower every Indian with access to a bouquet of e-payment options that is safe, secure, convenient, quick and affordable.” To this end, it says it intends to follow an approach that enhances customer experience, empowers payment systems operators and… Read more

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  • Easing Tax Regulations for boosting Startup Ecosystem

    June 20, 2019 by

    In 2016, the government had announced that startups which did not have a total turnover of INR 25 Cr and was involved in innovation and development of new products were eligible for this benefit. They were also allowed to choose the three-year term during the first seven years. These current provisions have been interpreted in a… Read more

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